Together toward financial freedom
I'm Lennard and on YouTube, Instagram and TikTok I show you 100% transparently how I invest myself – with real numbers from my own portfolio. Every investment, every mistake, every setback on my path to financial freedom, without the jargon.
On the road to financial freedom
Lennard
I've been investing in the stock market since 2017 – and on my channels I show you 100% transparently what that really looks like: my own portfolio, real numbers, every buy decision. No polished results, but the whole journey – including the mistakes and setbacks you can learn from.
My focus is passive income: assets that generate real cash flow instead of just looking good on paper. That's why my channels are all about stocks, ETFs, real estate, dividends and P2P investments – explained clearly, without the jargon, with financial freedom as the goal.
Everything that goes into building your wealth
My real-money portfolios
Four portfolios I actually fund – with real money, real numbers and decisions shown in public.
Dividend Portfolio
Building a portfolio of strong dividend stocks – for steadily growing passive income.
Crypto Portfolio
My investment in selected cryptocurrencies – opportunities and risks shown transparently.
P2P Portfolio
Invested across various P2P platforms – including all the experiences and setbacks.
Dividend Charity Portfolio
A community dividend portfolio: you decide on the stocks, the dividends go to a good cause.
Latest articles
Reviews, comparisons and updates straight from my own portfolio – here are the newest posts.
Indemo Update October 2026: Almost €7,000 Invested, Up to 4.5% Cashback & the Secondary Market Is Coming
My Indemo update for October: I have €6,895.95 invested and the indicative value of my portfolio is €7,533.07 (+9.24%). I show you the October cashback promotion with up to 4% (up to 4.5% for new customers through my link), my four sold assets with an actual return of 18.41%, how Indemo works, how far my 83 assets have moved through the stages – and why I will top up to €10,000 once the secondary market is live. And honestly: the indicative value is not a realised gain, and nothing here is guaranteed.
Esketit Update October 2026: €2,424 Invested, All 60 Loans on Time & the Auto-Invest Is Running Again
My Esketit update for October: my account stands at €2,424.01, fully invested in 60 loans – and all of them are on time. I show you the current platform statistics (over €1bn funded, €46.8m outstanding portfolio, 1.25% of Nimbura loans slightly late), my €121.01 of income, my portfolio of short-term loans, my auto-invest settings, the primary market and the 0.5% cashback through my link. And honestly: Esketit is not regulated – which is why €5,000 is my limit.
Loanch Update October 2026: €4,321 in My Account, 14.5% Interest & Why Auto-Invest Is a Must
My Loanch update for October: my account stands at €4,321.86, of which €174.15 is profit and €37.71 rewards. I show you my portfolio of short-term Tambadana loans at 14.5%, my exact auto-invest settings, which bonus still runs after the Early Bird promotion (€20 new-customer bonus and 1% cashback – with all the conditions), how far I am from the Bronze tier and why I stop at €5,000. Plus the honest part: no regulation, no secondary market and the payment disruption in spring.
Have a look
Embedded directly from my YouTube feed – new videos appear here automatically. For even more, head over to YouTube, Instagram and TikTok.
Send me a message
Feedback, topic suggestions or partnership requests – I'd love to hear from you. Your message goes straight to hi@finanzlennard.de.