Together toward financial freedom
I'm Lennard and on YouTube, Instagram and TikTok I show you 100% transparently how I invest myself – with real numbers from my own portfolio. Every investment, every mistake, every setback on my path to financial freedom, without the jargon.
On the road to financial freedom
Lennard
I've been investing in the stock market since 2017 – and on my channels I show you 100% transparently what that really looks like: my own portfolio, real numbers, every buy decision. No polished results, but the whole journey – including the mistakes and setbacks you can learn from.
My focus is passive income: assets that generate real cash flow instead of just looking good on paper. That's why my channels are all about stocks, ETFs, real estate, dividends and P2P investments – explained clearly, without the jargon, with financial freedom as the goal.
Everything that goes into building your wealth
My real-money portfolios
Four portfolios I actually fund – with real money, real numbers and decisions shown in public.
Dividend Portfolio
Building a portfolio of strong dividend stocks – for steadily growing passive income.
Crypto Portfolio
My investment in selected cryptocurrencies – opportunities and risks shown transparently.
P2P Portfolio
Invested across various P2P platforms – including all the experiences and setbacks.
Dividend Charity Portfolio
A community dividend portfolio: you decide on the stocks, the dividends go to a good cause.
Latest articles
Reviews, comparisons and updates straight from my own portfolio – here are the newest posts.
Revest Update October 2026: €1,559 in My Account, Up to 6% Cashback & My First Two Late Loans
My Revest update for October: I have added another €250 and now have more than €1,500 invested – account value €1,559.01. I show you the current platform statistics (€13.38m of acquired claims, 824 users), the new cashback campaign with up to 6% and the choice between Instant and Flexible, my portfolio settings with short-term loans, my sales on the secondary market – and my first two late loans, where the buyback is now running. And honestly: Revest is not regulated – which is why €5,000 is my limit.
TWINO Update October 2026: €3,648 in FLEXI, €36 Interest & up to 2% Cashback
My latest TWINO update: €3,648 invested – 100% in FLEXI at a fixed 6% – €36.09 in interest so far and more than €500 added every month. I'll show you my account in detail, why real 12-month securities sit behind FLEXI, what the manual securities pay at 10–12%, how the cashback promotion with up to 2% for new investors works, and the two FLEXI rules you should know.
€735 in Dividends in September: An Update on My €270,000 Stock Portfolio
A transparent dividend update for September 2026: €734.85 from 13 payouts, the first distribution from my new world ETF, my strongest dividend payers and the forecast through 2027 – plus an honest look at why my return has just slipped to 5.17%. Live from my Parqet dashboard.
Have a look
Embedded directly from my YouTube feed – new videos appear here automatically. For even more, head over to YouTube, Instagram and TikTok.
Send me a message
Feedback, topic suggestions or partnership requests – I'd love to hear from you. Your message goes straight to hi@finanzlennard.de.